Business NewsMarketWire • BofI Holding, Inc. Announces Third Quarter Net Income of $5.3 Million

BofI Holding, Inc. Announces Third Quarter Net Income of $5.3 Million

BofI Holding, Inc. Announces Third Quarter Net Income of $5.3 Million

SAN DIEGO, CA--(Marketwire - May 5, 2011) - BofI Holding, Inc. (NASDAQ: BOFI) ("BofI"), parent of Bank of Internet USA (the "Bank"), today announced financial results for the third quarter of its 2011 fiscal year which ended March 31, 2011. BofI net income was $5,275,000 for the three months ended March 31, 2011 compared to $7,175,000 earned for the three months ended March 31, 2010. Excluding the after-tax impact of gains and losses related to investment securities, net income for the quarter ended March 31, 2011 would have been $4,453,000, up $105,000, or 2.4% compared to adjusted net income of $4,348,000 for the quarter ended March 31, 2010. The increase in earnings after excluding investment securities activities was primarily the result of increased net interest income. The average balance of interest-earning assets for the quarter ended March 31, 2011 increased $324.3 million to $1,648.4 million compared to the average balance for the third quarter last year of $1,324.1 million. Leading the growth of Bank assets was the loan portfolio average balance which increased $374.6 million this quarter compared to the average balance for the quarter ended March 31, 2010. Earnings attributable to BofI's common stockholders were $5,198,000 or $0.48 per diluted share for the current quarter, compared to $7,002,000 or $0.77 per diluted share for the quarter ended March 31, 2010.

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