Business NewsMarketWire • Charter Oak Bank Reports Strong Operating Income Growth but Loan Charges Result in Net Loss for 2009

Charter Oak Bank Reports Strong Operating Income Growth but Loan Charges Result in Net Loss for 2009

Charter Oak Bank Reports Strong Operating Income Growth but Loan Charges Result in Net Loss for 2009

NAPA, CA--(Marketwire - February 1, 2010) - Charter Oak Bank (OTCBB: CHOB), headquartered in Napa, California, reported a net loss before-tax of $3.6 million for the year 2009. According to President & CEO Brian Kelly, "The loss, compared to the bank's net income before tax of $87,000 in 2008, reflected the ongoing adverse effects of the economy on the bank's borrowers, primarily those with real estate holdings." The bank's capital ratios continue to exceed that of a "well-capitalized" bank, the highest standard for capital, as defined by bank regulators.

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