WATFORD, UNITED KINGDOM--(Marketwire - Aug. 1, 2011) - A report published by the British Bankers Association (BBA) released this week (July 25th) reveals that the level of unsecured credit in the UK has fallen over the past year, signifying that the public are still exerting caution over borrowing. The figures suggest that Brits are trying to reduce their debt burden. However, not all individuals are aware of how to do so.