Business NewsMarketWire • NBT Bancorp Inc. Announces Second Quarter Earnings of $0.42 per Diluted Share, Up 24% From Last Year; Declares Cash Dividend

NBT Bancorp Inc. Announces Second Quarter Earnings of $0.42 per Diluted Share, Up 24% From Last Year; Declares Cash Dividend

NBT Bancorp Inc. Announces Second Quarter Earnings of $0.42 per Diluted Share, Up 24% From Last Year; Declares Cash Dividend

NORWICH, NY--(Marketwire - July 26, 2010) - NBT Bancorp Inc. (NBT) (NASDAQ: NBTB) reported today net income per diluted share for the three months ended June 30, 2010 of $0.42, as compared with $0.34 per share for the three months ended June 30, 2009. Annualized return on average assets and return on average equity were 1.06% and 11.09%, respectively, for the three months ended June 30, 2010, compared with 0.85% and 9.63%, respectively, for the three months ended June 30, 2009. Net interest margin (on a fully taxable equivalent basis ("FTE")) was 4.14% for the three months ended June 30, 2010, up 19 basis points ("bp") from 3.95% for the three months ended June 30, 2009. Net income for the three months ended June 30, 2010 was $14.4 million, up $2.8 million, or 24.8%, from $11.6 million for the second quarter last year.

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NBT Bancorp Inc. Announces Second Quarter Earnings of $0.42 per Diluted Share, Up 24% From Last Year; Declares Cash Dividend