Business NewsMarketWire • NBT Bancorp Inc. Announces Year-to-Date Net Income of $43.0 Million, Up 12.5% From Last Year; Declares Cash Dividend

NBT Bancorp Inc. Announces Year-to-Date Net Income of $43.0 Million, Up 12.5% From Last Year; Declares Cash Dividend

NBT Bancorp Inc. Announces Year-to-Date Net Income of $43.0 Million, Up 12.5% From Last Year; Declares Cash Dividend

NORWICH, NY--(Marketwire - October 25, 2010) - NBT Bancorp Inc. (NBT) (NASDAQ: NBTB) reported today net income per diluted share for the nine months ended September 30, 2010 was $1.25 per share, as compared with $1.13 per share for the nine months ended September 30, 2009. Annualized return on average assets and return on average equity were 1.05% and 11.01%, respectively, for the nine months ended September 30, 2010, compared with 0.95% and 10.89%, respectively, for the nine months ended September 30, 2009. Net interest margin (on a fully taxable equivalent basis ("FTE")) was 4.17% for the nine months ended September 30, 2010, up 17 basis points ("bp") from 4.00% for the nine months ended September 30, 2009. Net income for the nine months ended September 30, 2010 was $43.0 million, up $4.8 million, or 12.5%, from the nine months ended September 30, 2009.

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