- Sixty-three per cent have made or planned to make a contribution to their RRSP before the March 1st deadline, up from last year - Average contribution amount was $3,544, down $1,100 from last year - Psychology of Saving for Retirement: sense of responsibility was top motivator for making an RRSP contribution this year - Many of those expecting a tax refund plan to save or invest the money or put it towards bills