- Most Canadians significantly underestimate the costs of medical treatment in other countries - the cost of treatment for a heart attack outside of Canada can be up to US$70,000; treatment for pneumonia in the U.S. can be more than $65,000 - Only half correctly stated that travelers themselves are financially responsible for medical costs while away from home - To help protect Canadians year-round, BMO Insurance has introduced Annual (Multi-Trip) Travel Medical Insurance