Business NewsMarketWire • Richmond Fed Magazine Econ Focus Reports on Captives in the Insurance Industry

Richmond Fed Magazine Econ Focus Reports on Captives in the Insurance Industry

Richmond Fed Magazine Econ Focus Reports on Captives in the Insurance Industry

RICHMOND, VA--(Marketwired - Apr 25, 2014) - Insurance in the United States is big business: Insurance premiums (not counting health insurance) totaled $1.1 trillion in 2012. To protect themselves against large claims, many insurance companies have long bought insurance from other insurers to share their risks. In a new wrinkle, some life insurers have started setting up "captive" insurance companies to, in effect, buy insurance from themselves -- a practice that critics say makes these companies look healthier than they really are. The cover story in the latest issue of Econ Focus looks at these and other questions about the business of insurance. Also in this issue:

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