LONDON, UNITED KINGDOM--(Marketwire - Feb. 14, 2011) - From Friday 11 February, Santander, the 'Home of UK Mortgages' is launching a new mortgage to help first time buyers get on the property ladder. Offering a market leading 5.45 per cent rate, the two year fixed has a 90 per cent LTV and low £99 fee. It also comes with the Homebuyer Solution which offers borrowers the added benefits of a free basic mortgage valuation and £250 cash-back on completion.